1099 Tax Tracking

The 1099 Tax Tracker Built
for Independent Contractors

Quarterly taxes catch most freelancers off guard. SoloDesq tracks the payments you record and calculates what to set aside — so April is never a surprise.

30 days free · no credit card · no account required.

Quarterly taxes are confusing — and expensive if you get them wrong

As a 1099 independent contractor, you are responsible for paying your own taxes four times a year: April, June, September, and January. Miss a payment or underpay, and the IRS charges a penalty on top of what you owe.

Most freelancers guess — or ignore quarterly taxes entirely until the end of the year. That is when the bills arrive that nobody planned for.

  • ✓The average freelancer owes 25–30% of net income in self-employment and income tax
  • ✓Quarterly deadlines fall April 15, June 15, Sept 15, and Jan 15 (2027 for Q4)
  • ✓Underpayment penalties apply on any quarter where you paid too little — rate is set by the IRS each quarter (see IRS.gov for current rate)
Average tax burden
30%
Self-employment tax (15.3%) plus federal income tax means most 1099 freelancers owe roughly 30 cents of every dollar earned. SoloDesq calculates this set-aside target for you automatically.

General estimate — your actual rate depends on income level and filing status. Consult a tax professional.

Smart Set-Aside: your quarterly tax estimate, calculated for you

Every time you record a payment in SoloDesq, the app adds 30% of your year-to-date income to your estimated tax set-aside target (opt-in). No math. No spreadsheets. No forgetting.

The set-aside is the savings habit. The number to actually send comes from the Tax Dashboard: it takes the quarter’s paid invoices and logged income, subtracts your Schedule C expenses and mileage deduction, and estimates self-employment, federal, and state tax on what is left — one suggested payment, shown with its IRS due date. SoloDesq never holds or moves your money.

  • ✓Opt-in set-aside estimate calculated on every payment received
  • ✓Running quarterly tax estimate updated as you log
  • ✓Schedule C totals CSV export (1099-NEC income summary export is not included)
Tax estimate dashboard
Always ready
Your set-aside estimate updates as soon as you record a payment. No manual tracking. No end-of-year scramble.

Everything a 1099 freelancer needs at tax time

SoloDesq combines tax tracking with invoicing and mileage — so all the records you need are in one place, year-round.

  • ✓Opt-in 30% set-aside estimate on every payment
  • ✓Quarterly suggested payment — self-employment, federal, and state tax estimated from your real net profit, for all 50 states and DC
  • ✓GPS mileage logging (tap to start, tap to stop) — IRS standard rate applied automatically
  • ✓Schedule C totals CSV export (1099-NEC income summary export is not included)
  • ✓Income and expense totals by IRS Schedule C line — ready for your accountant
  • ✓Receipt photo OCR with AI expense categorization (consent-based)
  • ✓iPhone app — there is no Android version
Mileage deduction
Date-correct
The IRS revised the business rate effective July 1, 2026, so 2026 has two. Log each business trip and SoloDesq applies the rate for that trip’s date — 2,500 business miles driven after July 1 deducts $1,900.00.

Stop guessing what you owe the IRS

Track your taxes with SoloDesq. 30 days free when it launches — no credit card, no account required.