Taxes

Know your tax set-aside as you earn, not in April.

Your Schedule C is not a document you write once a year. It is the running total of what you already logged — if something is keeping that total.

30 days free · no credit card · no account required.

The April surprise has a cause

1099 income arrives with no tax withheld. Nothing is set aside unless you set it aside, and nothing tells you how much until you do the math. The surprise is not that the bill is large — it is that it is unknown until the moment it is due.

Self-employment tax is the part that catches people. It funds Social Security and Medicare, and it applies on top of income tax. SoloDesq works it into the estimate rather than leaving it as a footnote you discover later.

  • ✓No withholding means no automatic set-aside
  • ✓Self-employment tax sits on top of income tax
  • ✓The IRS expects payment four times a year, not once
Read the quarterly tax guide →
Payments per year
4
Quarterly estimated payments are not optional for most 1099 earners. SoloDesq tracks the due dates and estimates each one from your real numbers.

Built from what you already logged

You do not enter anything twice. The receipt you photographed and the trip you logged are already on the Schedule C line they belong to, so the total is current the moment you look at it.

Mileage is applied at the IRS standard rate in effect on the date of the trip — which matters in a year like 2026, when the rate changed partway through.

  • ✓Running Schedule C totals, line by line
  • ✓Self-employment, federal, and state tax in one estimate
  • ✓State rate pre-set for all 50 states and DC, editable in Settings
  • ✓Set-aside guidance as income comes in
  • ✓Schedule C totals CSV export
Mileage rate applied
Date-correct
The IRS revised the business rate mid-2026, so 2026 has two. SoloDesq applies the one that matches each trip date rather than a single rate for the year.

One number per quarter, from your real books

Pick a quarter on the Tax Dashboard and SoloDesq builds the estimate from what you actually recorded: paid invoices and logged income, minus your Schedule C expenses and the mileage deduction. That is your net profit for the quarter — the same basis Schedule C uses, not a percent of gross.

Self-employment tax is 15.3% on 92.35% of net profit, and the app handles the fine print: the Social Security portion stops at the annual wage base, the extra 0.9% Medicare surtax starts at your filing status’s threshold, and earlier quarters carry forward so Q4 is not double-charged. Set your federal marginal rate and filing status once, and a federal figure is added — with half of SE tax deducted first, as the IRS allows.

  • ✓Quarterly net profit from paid invoices and logged income, minus expenses and mileage
  • ✓Federal estimate from your marginal rate and filing status
  • ✓State estimate for all 50 states and DC — nine at 0%, and the rate is yours to edit
  • ✓One suggested payment per quarter, shown with its IRS due date
Suggested payment
SE + Fed + State
Three estimates, one figure to send, and the due date it belongs to. Quarters follow the IRS calendar — Q2 is two months, Q4 is four.

What SoloDesq does not do

It does not file your return, and it is not a tax preparer or advisor. It keeps the books so the numbers are ready, and you file with whoever you already use — your accountant, or the filing software you already pay for.

Some mileage apps bundle a filing service at a higher annual price. That is a different product at a different cost, and worth comparing on its own terms.

  • ✓Export a CSV and hand it to your accountant
  • ✓Your data stays exportable even if you cancel
Compare pricing →
Flat price
$14.99/mo
Expenses, mileage, invoicing, clients and quarterly taxes in one app. Thirty days free first — no card, no account.

Stop guessing what you owe.

Log as you go, and let the Schedule C total keep itself.

SoloDesq is bookkeeping software, not a tax preparer or tax advisor, and does not file returns. Estimates are estimates. For advice on your own situation, talk to a qualified tax professional.